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Calculate your FIRE number, project your portfolio growth, and model the exact date you can walk away from work — forever.
Spending $3,000/mo
$900,000
4% rule
Spending $4,000/mo
$1,200,000
4% rule
Spending $5,000/mo
$1,500,000
4% rule
Spending $6,000/mo
$1,800,000
4% rule
Use the Retirement Calculator to model your exact FIRE number with Social Security, rental income, and custom withdrawal rates.
FIRE seekers
Calculate exactly how much you need to never work again — and when you'll get there.
High earners
Maximize savings rate and model what retiring at 40, 45, or 50 actually looks like.
Passive income builders
Build the portfolio that generates enough dividends and returns to cover your expenses.
Geo-arbitrage planners
Lower your FIRE number by planning to retire in a lower cost-of-living country.
Use the retirement calculator to find the portfolio size you need based on your expected annual spending.
Enter your current portfolio, monthly contributions, and expected return to see when you'll hit your FIRE number.
The compound interest calculator shows why starting (and staying consistent) is everything.
Before going all-in on investing, make sure you have the right emergency fund so you never have to sell at a loss.
Understand the math and strategy behind Financial Independence
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